Saving money to invest in a long-term purpose is a satisfying experience. There are a variety of investments that are available, each of which offers an opportunity to earn returns that beat inflation. It’s important to think about the various types of investments and how they’ll be incorporated into your overall financial plan.

Funds and investment

A fund is an investment which pools your money as well as the money of other investors and invests it into diverse assets. This spreads risk because you don’t depend on the performance of just one asset type. For instance an UK Equity Fund is made up of shares from various British companies.

You can also find funds that cover a variety of kinds of assets, or sectors that are more specific. This means there is a fund that is suitable for every investor no matter their level of expertise, investment timeframe or risk-taking approach.

Bond funds are a popular investment. They are comprised of IOUs (debt) usually from governments or companies and are an investment that is less volatile than stocks. They are affected by changes in https://highmark-funds.com/2023/02/27/the-benefits-of-using-data-room-providers-for-real-estate-transactions interest rates as well as the credit rating.